PMJAY Scheme: Ayushman Bharat Yojana
PMJAY Scheme: Ayushman Bharat Yojana
Ayushman Bharat, a flagship theme of Govt. of India, was launched as suggested by the National Health Policy 2017, to realize the vision of Universal Health Coverage (UHC). This initiative has been designed to fulfill Sustainable Development Goals (SDGs) and its underlining commitment, that is to "leave nobody behind.
Ayushman Bharat Yojana could be a tending initiative taken by the Indian Government to support the well-being of the poor. It contains 2 major health initiatives, Health and eudaimonia Centre (HWC) and Pradhan Mantri Jan Arogya Yojana (PMJAY).
Under the PMJAY theme, over ten large integer families area unit coated with insurance of Rs. 5 Lakh. The theme guarantees cashless treatment at public hospitals further as empanelled personal hospitals. Moreover, expensive surgeries like knee replacements, coronary artery bypass graft, et al are coated.
The prime good thing about the PMJAY theme is to supply money protection throughout unforeseen events. Besides, it offers a embarrassment of different edges to make sure financial backing throughout their lives.
Benefits of Pradhan Mantri Jan Arogya Yojana (PMJAY) Scheme?
Medical treatment is offered to each vulnerable family in India. However, the states, that opted out of the Ayushman Bharat Yojana cannot avail the treatment facilities.
- The treatment and health care facilities beneath PMJAY is offered across India and is freed from price
- No restrictions on family size, age or gender.
- Covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses such as diagnostics and medicines.
- It offers the advantages of national moveableness in India. every national is eligible to receive the services from anyplace within the country.
- One will avail medical treatments from all the tertiary and secondary hospitals in India.
- Ayushman Bharat scheme offers twenty five specialty classes and it covers a good vary of 1393 medical and surgical packages like surgical process, cardiology, etc.
- PMJAY covers pre-existing diseases, day-care treatment.
Covered under Ayushman Bharat Yojana Scheme
- Ayushman Bharat Yojana scheme provides coverage for examination, treatment and consultation fee
- Hospital accommodation charges are coated
- Non-intensive and intensive care unit (ICU) services
- The expenses incurred on the Diagnostic procedures are coated
- Medical implantation services area unit coated wherever needed
- Expenses incurred on complications arising throughout the medical treatment
- Food services
- Pre-hospitalization expenses area unit coated beneath Ayushman Bharat Yojana policy
- Post-hospitalization expenses area unit coated for fifteen days
- The policy conjointly covers the price of medication and medical consumables
Who is not eligible to avail coverage under the Ayushman Bharat Yojana?
- Those who have farming machinery and equipments
- Those who live in properly build houses
- Those who hold a Kisan card
- Those owing a motorized fishing boat
- Those owing an agriculture land of more than 5 acres
- People employed in government-run non-agricultural enterprises
- People who have refrigerators and landline phones in their houses
- People who own a vehicle like a two-wheeler, three-wheeler, or a car
- Government employees
- People whose monthly income is more than Rs 10,000
Pradhan Mantri Jan Arogya Yojana Scheme: Eligibility Criteria for Rural
- Families with no members among the people of 16-59 years
- Household while not a healthy adult member and one disabled member
- Manual scavenger families
- Landless households earning a significant a part of their family financial gain from manual labor
- Household with no adult/male/ earning member among the people of 16-59 years
Pradhan Mantri Jan Arogya Yojana Scheme: Eligibility Criteria for Urban
- Home-based Artisans/ Tailor Sweeper/ Handicrafts worker/ Sanitation worker/ Mali
- Construction worker/ Labour/ Painter/ Welder/ Security guard/ Coolie
- Washer-man/ Plumber/ Mason
- Electrician/ Mechanic/ Assembler/ Repair worker
- Transport worker/ Rickshaw puller/ Conductor/ Cart puller/
- Waiter/Shop worker/ Assistant/ Peon/Delivery assistant
- Street vendors/ hawker / Cobbler
- Domestic worker
- Beggar
- Ragpicker
Do Documents Required to Apply For Ayushman Bharat Yojana Scheme ? Yes below documents required
- Caste certificate
- Income Certificate(Annual income to be only upto Rupees Five Lakhs)
- Contact details (mobile number, address, email address)
- Age & Identity Proof (Aadhaar Card/PAN Card)
Step-by-step guide to Steps to Check Ayushman Bharat Yojana eligibility online
- Open PMJAY official website
- Click On "Menu" Find 'Portals' Under 'Portals' Find "Am I Eligible"
- Click on the ‘Am I Eligible’ option on the website
- Enter your mobile number. On submitting your mobile number, you’ll receive an OTP
- Submit the generated OTP
- Select the state you reside in
- Select Search by name
- Enter your name
- Enter your Father/Mother name
- Enter your Age
- Select Rural/Urban
- Enter District
- Enter Village/Town
- Enter Pin Code
- Click On Search
- Look for your name in the list
For More Details About this Scheme Visit Official Website
https://pmjay.gov.in
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